These Secretarial natural disaster designations allow the United States Department of Agriculture (USDA) Farm Service Agency (FSA) to extend much-needed emergency credit to producers recovering from natural disasters through emergency loans. Emergency loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. FSA will review the loans based on the extent of losses, security available, and repayment ability.
Triggering Disaster #1
Impacted Area: Michigan
Triggering Disaster: Drought that occurred on June 1, 2024, through December 31, 2024
Application Deadline: November 28, 2025
Primary Counties Eligible:
Michigan: Antrim, Grand Traverse, Kalkaska, Leelanau, and Otsego Counties
Contiguous Counties Also Eligible:
Michigan: Benzie, Charlevoix, Cheboygan, Crawford, Manistee, Missaukee, Montmorency, Oscoda, Roscommon, and Wexford Counties
Triggering Disaster #2
Impacted Area: Michigan
Triggering Disaster: Excessive rain that occurred May 1, 2024, through September 15, 2024
Application Deadline: November 28, 2025
Primary Counties Eligible:
Michigan: Macomb and St. Clair Counties
Contiguous Counties Also Eligible:
Michigan: Lapeer, Oakland, Sanilac, and Wayne Counties
Triggering Disaster #3
Impacted Area: Michigan
Triggering Disaster: Frost and freeze that occurred April 24, 2024, through April 25, 2024
Application Deadline: November 28, 2025
Primary Counties Eligible:
Michigan: Van Buren County
Contiguous Counties Also Eligible:
Michigan: Allegan, Berrien, Cass, Kalamazoo, and St. Joseph Counties
Triggering Disaster #4
Impacted Area: Michigan
Triggering Disaster: Drought that occurred May l, 2024, through December 19, 2024:
Application Deadline: November 28, 2025
Primary Counties Eligible:
Michigan: Cheboygan and Presque Isle Counties
Contiguous Counties Also Eligible:
Michigan: Alpena, Charlevoix, Emmet, Mackinac, Montmorency, and Otsego Counties
Triggering Disaster #5
Impacted Area: Michigan
Triggering Disaster: Drought that occurred on June 1, 2024, through November 14, 2024
Application Deadline: November 28, 2025
Primary Counties Eligible:
Michigan: Huron County
Contiguous Counties Also Eligible:
Michigan: Sanilac and Tuscola Counties
Triggering Disaster #6
Impacted Area: Michigan
Triggering Disaster: Drought (fast track designation) that occurred beginning April 15, 2025
Application Deadline: February 9, 2026
Primary Counties Eligible:
Michigan: Bay, Gratiot, Midland, and Saginaw Counties
Contiguous Counties Also Eligible:
Michigan: Arenac, Clare, Clinton, Genessee, Gladwin, Ionia, Isabella, Montcalm, Shiawassee, Tuscola Counties
More Resources
On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Loan Assistance Tool can help you determine program or loan options. To file a Notice of Loss or to ask questions about available programs, contact your local USDA Service Center.
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