The American Relief Act, 2025, provides up to $5 million through the On-Farm Stored Commodity Loss Program (OFSCLP) to producers who suffered losses of eligible harvested commodities while stored in on-farm structures in 2023 and/or 2024 due to a qualifying natural disaster event.
Background
Producers who suffered losses of eligible commodities stored in an on-farm structure in 2023 and/or 2024 due to a qualifying natural disaster event may be eligible for assistance.
Commodity storage structures must have been located on the farm and used to store eligible commodities that were produced and stored on the farm until the commodity was to be marketed or delivered or used on farm as intended.
Eligible commodities include corn, grain sorghum, hay (including alfalfa hay), oats, peanuts, pulse crops, rice (long and medium grain), seed cotton, soybeans, other oilseeds and wheat that are produced, harvested, and stored on a farm in the United States.
Eligible commodities must have been harvested and stored in structures, which under normal circumstances, would have protected and maintained the quality of the commodity for an extended period – from harvest to marketing.
The damage incurred must have resulted directly from a qualifying natural disaster event or related condition which made the commodity useless and unsuitable for sale.
Qualifying disaster events include wildfire, hurricane, flood, derecho, excessive heat, tornado, winter storm, freeze (including a polar vortex), smoke exposure, and qualifying drought.
Ineligible Losses:
- Losses related to excessive moisture are not eligible as it is expected that proper drying should occur as a part of harvest and storage.
- Quality losses are not eligible because these losses are due to pre-harvest conditions.
- Commodities wrapped in plastic or other material and left in fields, uncovered by another structure.
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Complete and Submit Your Application
To apply for OFSCLP, producers must complete and submit the FSA-878, On-Farm Stored Commodity Loss Program (OFSCLP) Application to their local FSA office by one of the following methods:
- In-person
- Electronically using Box and One-span
- Fax
- Visit a local FSA county office to request an application.
Producers with commingled commodities must submit separate applications for their ownership share to cover all losses.
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Make Sure These Forms Are On File
In addition to filing the OFSCLP application, producers must have the following forms on file with FSA by January 23, 2026:
- Form AD-2047, Customer Data Worksheet
- Form CCC-902, Farm Operating Plan for an individual or legal entity
- Form CCC-901, Member Information for Legal Entities (if applicable)
- Form FSA-510, Request for an Exception to the $125,000 Payment Limitation for Certain Programs (if applicable). This form must be on file for all applicable program years to be eligible for the payment limitation exception.
- SF-3881, Direct Deposit
- AD-1026, Highly Erodible Land Conservation (HELC) and Wetland Conservation (WC) Certification
Most producers who have previously participated in FSA programs, likely have these forms on file. However, those who are uncertain and want to confirm the status of their forms, can contact their local FSA county office.
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Be prepared to provide additional documentation, if requested
Producers may be asked to provide additional documentation that establishes program eligibility. If supporting documentation is requested, producers must submit the documentation to FSA within 60 days of the date of the request.
OFSCLP Payment Calculation
FSA will establish one national rate per eligible commodity for each year based on market or harvest prices. The payment rate will be multiplied by 75%, meaning the producer must absorb 25% of the loss.
To calculate a payment for OFSCLP, FSA will multiply the producer’s share of the quantity lost while in storage by 75% of the commodity’s payment rate. The dollar value of any compensation received by the producer, such as salvage or insurance, will be deducted from the calculated payment amount.
Because program demand is expected to exceed available funding, a payment factor will be applied to all applications based on the total number of applications received. In order to evaluate program demand, FSA will not immediately issue payments.
Producers can apply using the FSA-878, OFSCLP application. If there are additional losses to record or signatures to gather, please also use form FSA-878 Continuation.
Yes.
Yes. Silage is eligible.
Yes. FSA County Committees may determine if storing in bags of a particular size is normal for the commodity in that county.
Yes. Bunkers with concrete/dirt walls or sides are eligible for commodities harvested as other hay.
No. Because the hurricane was a specific incident and drying is a process that happens to prepare for storage.
Equipment damaged and power loss as a result of a disaster event are not eligible for payment.
Yes.
Yes. Any payment received from a salvage buyer will be deducted.
No.
No. Reporting the crop on the FSA-578 is not required.
No. Insurance is not a requirement. However, if an applicant has received an insurance payment for the commodity, that payment will be deducted from the OFSCLP payment.
No proof is required at the time of application; however, the County Committee may request additional information regarding the loss.
Yes.
No. Hay left in the field is not eligible.
No. Alfalfa seed is not an eligible commodity for this program.
Yes. The County Committee may determine if the storage practice is reasonable for the commodity/county.